Online Banking

Checking


Personal Checking

At HCB, we offer a variety of checking accounts to best meet your needs.

Freedom Checking

Experience the freedom of this checking account, without the monthly maintenance fee!

Features:

  • Free checking, no fees, and no check limits.
  • Free Online Banking and Bill Pay.
  • Freedom checking accounts qualify for debit cards, which may be used fee-free at any of the Holbrook Cooperative Bank's ATMs and, for a small charge, at ATMS across the state or the country.

Classic Freedom Checking

Earn interest with the ease of Freedom Checking. Just maintain a minimum combined balance of $25,000. 

Features:

  • Interest bearing
  • No monthly maintenance fee
  • Rebate other banks' ATM fees
  • Free money orders and bank checks
  • Free Debit card, Online Banking, and Bill Pay

Now Account

Earn interest with a balance as low as $100.

Features:

  • No monthly maintenance fee
  • Limited to 12 transactions of clearing items per month
  • Free Online Banking and Bill Pay
  • NOW accounts qualify for debit cards, which may be used fee-free at any of the Holbrook Cooperative Bank's ATMs and, for a small charge, at ATMs across the state or the country.

18-65 Now Account

A simplified account for seniors (65 and older) and those just getting started (18 years old).

Features:

    • Reduced Overdraft Fee
    • Interest Bearing
    • No Monthly Maintenance Fee or transaction limits
    • Free basic checks
    • Free Online Banking, and Bill Pay
    • 18-65 NOW accounts qualify for debit cards, which may be used fee-free at any of the Holbrook Cooperative Bankk's ATMs and, for a small charge, at ATMs across the state or the country.

Tiered Rate Money Market Account

This account offers a higher tiered interest rate.

Features:

    • Free Online Banking
    • Unlimited in-bank transactions
    • No Monthly Maintenance Fee
    • Limit of 6 transfers not made in the Bank, per cycle