Holbrook Cooperative Bank

Checking/Savings

CD/IRA

Holbrook Cooperative Bank

 

EFFECTIVE 12/2/2009

Certificate of Deposits & IRA Rates*
Currently Offering Interest Rate APY* Minimum Balance to Open Minimum Balance to Earn APY Additional Deposit Penalty**
3 Month CD 0.50% 0.50% $1,000 $1,000 NO 3 months interest
6 Month CD 0.75% 0.75% $1,000 $1,000 NO 3 months interest
12 Month CD 0.75% 0.75% $1,000 $1,000 NO 3 months interest
18 Month CD 0.75% 0.75% $1,000 $1,000 NO 6 months interest
24 Month CD 1.25% 1.26% $1,000 $1,000 NO 6 months interest
30 Month CD 1.25% 1.26% $1,000 $1,000 NO 6 months interest
36 Month CD 1.75% 1.76% $1,000 $1,000 NO 6 months interest
48 Month CD 1.75% 1.76% $1,000 $1,000 NO 6 months interest
IRA 12 Months 0.75% 0.75% $500 $500 YES, Minimum $100 3 months interest
* APY = Annual Percentage Yield
** Indicates penalty for early withdrawal
Rates are subject to change. Fees may reduce earnings.

We keep our rates posted online as a convenience to our customers when making financial decisions. Please understand that these rates are subject to change.

Notice: Holbrook Cooperative Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2013, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.