EFFECTIVE 12/2/2009
Certificate of Deposits & IRA Rates*
|
| Currently Offering |
Interest Rate |
APY* |
Minimum Balance to Open |
Minimum Balance to Earn APY |
Additional Deposit |
Penalty** |
| 3 Month CD |
0.50% |
0.50% |
$1,000 |
$1,000 |
NO |
3 months interest |
| 6 Month CD |
0.75% |
0.75% |
$1,000 |
$1,000 |
NO |
3 months interest |
| 12 Month CD |
0.75% |
0.75% |
$1,000 |
$1,000 |
NO |
3 months interest |
| 18 Month CD |
0.75% |
0.75% |
$1,000 |
$1,000 |
NO |
6 months interest |
| 24 Month CD |
1.25% |
1.26% |
$1,000 |
$1,000 |
NO |
6 months interest |
| 30 Month CD |
1.25% |
1.26% |
$1,000 |
$1,000 |
NO |
6 months interest |
| 36 Month CD |
1.75% |
1.76% |
$1,000 |
$1,000 |
NO |
6 months interest |
| 48 Month CD |
1.75% |
1.76% |
$1,000 |
$1,000 |
NO |
6 months interest |
| IRA 12 Months |
0.75% |
0.75% |
$500 |
$500 |
YES, Minimum $100 |
3 months interest |
| * APY = Annual Percentage Yield |
| ** Indicates penalty for early withdrawal |
| Rates are subject to change. Fees may reduce earnings. |
We keep our rates posted online as a convenience to our customers when making financial decisions. Please understand that these rates are subject to change.
Notice: Holbrook Cooperative Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2013, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
